* {
            box-sizing: border-box;
        }

        body {
            background-color: #f3f4f6;
            margin: 0;
            padding: 40px 20px;
            font-family: 'Plus Jakarta Sans', sans-serif;
            color: #111827;
        }

        #bplnm-multistep-form {
            max-width: 580px;
            margin: 0 auto;
        }

        #bplnm-multistep-form .form-container {
            width: 100%;
            padding: 32px 24px 40px;
            background: #ffffff;
            border-radius: 16px;
            box-shadow: 0 10px 35px rgba(17, 24, 39, 0.06);
        }

        #bplnm-multistep-form .progress-wrap {
            margin-bottom: 28px;
        }

        #bplnm-multistep-form .progress-track {
            height: 5px;
            background: #E5E7EB;
            border-radius: 99px;
            overflow: hidden;
            margin-bottom: 7px;
        }

        #bplnm-multistep-form .progress-fill {
            height: 100%;
            width: 25%;
            background: #1F5AA6;
            border-radius: 99px;
            transition: width 0.35s ease;
        }

        #bplnm-multistep-form .progress-labels {
            display: flex;
            justify-content: space-between;
            font-size: 12px;
            color: #9CA3AF;
        }

        #bplnm-multistep-form .form-step {
            display: none;
        }

        #bplnm-multistep-form .form-step.active {
            display: block;
        }

        #bplnm-multistep-form .step-title {
            font-size: 24px;
            font-weight: 700;
            color: #111827;
            margin-bottom: 7px;
            line-height: 1.25;
        }

        #bplnm-multistep-form .step-sub {
            font-size: 14px;
            color: #6B7280;
            margin-bottom: 22px;
            line-height: 1.6;
        }

        #bplnm-multistep-form .trust-row {
            display: flex;
            flex-wrap: wrap;
            gap: 12px;
            margin-bottom: 24px;
        }

        #bplnm-multistep-form .trust-chip {
            display: flex;
            align-items: center;
            gap: 5px;
            font-size: 11px;
            color: #6B7280;
            font-weight: 500;
        }

        #bplnm-multistep-form .trust-chip svg {
            width: 13px;
            height: 13px;
            fill: #1F5AA6;
            flex-shrink: 0;
        }

        #bplnm-multistep-form .momentum-card {
            border-radius: 12px;
            padding: 14px 16px;
            margin-bottom: 24px;
            display: flex;
            gap: 12px;
            align-items: flex-start;
        }

        #bplnm-multistep-form .momentum-card.teal {
            background: #EAF2FF;
        }

        #bplnm-multistep-form .momentum-card.green {
            background: #EAF2FF;
        }

        #bplnm-multistep-form .momentum-emoji {
            font-size: 20px;
            flex-shrink: 0;
            line-height: 1;
            margin-top: 1px;
        }

        #bplnm-multistep-form .momentum-title {
            font-size: 14px;
            font-weight: 700;
            margin-bottom: 3px;
        }

        #bplnm-multistep-form .momentum-sub {
            font-size: 12px;
            line-height: 1.5;
        }

        #bplnm-multistep-form .momentum-card.teal .momentum-title,
        #bplnm-multistep-form .momentum-card.green .momentum-title {
            color: #1F5AA6;
        }

        #bplnm-multistep-form .momentum-card.teal .momentum-sub,
        #bplnm-multistep-form .momentum-card.green .momentum-sub {
            color: #355f97;
        }

        #bplnm-multistep-form .loan-badge {
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 10px;
            background: #F9FAFB;
            border: 1px solid #E5E7EB;
            border-radius: 10px;
            padding: 10px 16px;
            margin-bottom: 22px;
        }

        #bplnm-multistep-form .loan-badge-label {
            font-size: 12px;
            color: #9CA3AF;
            font-weight: 500;
        }

        #bplnm-multistep-form .loan-badge-val {
            font-size: 16px;
            font-weight: 700;
            color: #1F5AA6;
        }

        #bplnm-multistep-form .secure-note {
            background: #F3F8FF;
            border: 1.5px solid #BFD4F3;
            border-radius: 10px;
            padding: 12px 16px;
            display: flex;
            align-items: flex-start;
            gap: 10px;
            font-size: 12px;
            color: #1E3A5F;
            line-height: 1.5;
            margin-bottom: 20px;
        }

        #bplnm-multistep-form .secure-note svg {
            width: 16px;
            height: 16px;
            fill: #1F5AA6;
            flex-shrink: 0;
            margin-top: 1px;
        }

        #bplnm-multistep-form .section-label {
            font-size: 11px;
            font-weight: 700;
            color: #9CA3AF;
            text-transform: uppercase;
            letter-spacing: 0.08em;
            margin-bottom: 12px;
            margin-top: 8px;
            padding-bottom: 8px;
            border-bottom: 1px solid #F3F4F6;
        }

        #bplnm-multistep-form .field-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 14px;
            margin-bottom: 20px;
        }

        #bplnm-multistep-form .field-full {
            grid-column: span 2;
        }

        #bplnm-multistep-form .field-group {
            display: flex;
            flex-direction: column;
            gap: 5px;
        }

        #bplnm-multistep-form .field-group label {
            font-size: 12px;
            font-weight: 600;
            color: #374151;
        }

        #bplnm-multistep-form .field-group input,
        #bplnm-multistep-form .field-group select {
            height: 46px;
            padding: 0 14px;
            border: 1.5px solid #E5E7EB;
            border-radius: 10px;
            font-size: 14px;
            font-family: 'Plus Jakarta Sans', sans-serif;
            color: #111827;
            background: #fff;
            outline: none;
            transition: border-color 0.18s, box-shadow 0.18s;
            appearance: none;
            -webkit-appearance: none;
        }

        #bplnm-multistep-form .field-group input:focus,
        #bplnm-multistep-form .field-group select:focus {
            border-color: #1F5AA6;
            box-shadow: 0 0 0 3px rgba(31, 90, 166, 0.12);
        }

        #bplnm-multistep-form .field-group input::placeholder {
            color: #D1D5DB;
        }

        #bplnm-multistep-form .field-hint,
        #bplnm-multistep-form .field-hint-gray {
            font-size: 10px;
            margin-top: 3px;
        }

        #bplnm-multistep-form .field-hint {
            color: #1F5AA6;
            font-weight: 500;
        }

        #bplnm-multistep-form .field-hint-gray {
            color: #9CA3AF;
        }

        #bplnm-multistep-form .select-wrap {
            position: relative;
        }

        #bplnm-multistep-form .select-wrap::after {
            content: '';
            position: absolute;
            right: 14px;
            top: 50%;
            transform: translateY(-50%);
            width: 0;
            height: 0;
            border-left: 5px solid transparent;
            border-right: 5px solid transparent;
            border-top: 6px solid #9CA3AF;
            pointer-events: none;
        }

        #bplnm-multistep-form .select-wrap select {
            padding-right: 34px;
            width: 100%;
        }

        #bplnm-multistep-form .ssn-wrap {
            position: relative;
        }

        #bplnm-multistep-form .ssn-wrap input {
            padding-right: 44px;
            letter-spacing: 0.15em;
            font-weight: 600;
        }

        #bplnm-multistep-form .ssn-toggle {
            position: absolute;
            right: 12px;
            top: 50%;
            transform: translateY(-50%);
            background: none;
            border: none;
            cursor: pointer;
            color: #9CA3AF;
            display: flex;
            align-items: center;
            padding: 0;
        }

        #bplnm-multistep-form .ssn-toggle svg {
            width: 18px;
            height: 18px;
            fill: #9CA3AF;
        }

        #bplnm-multistep-form .cb-group {
            display: flex;
            flex-direction: column;
            gap: 10px;
            margin: 16px 0 20px;
        }

        #bplnm-multistep-form .cb-item {
            display: flex;
            align-items: flex-start;
            gap: 12px;
            padding: 13px 15px;
            border: 1.5px solid #E5E7EB;
            border-radius: 10px;
            cursor: pointer;
            transition: border-color 0.18s;
        }

        #bplnm-multistep-form .cb-item:hover {
            border-color: #1F5AA6;
        }

        #bplnm-multistep-form .cb-item input[type="checkbox"] {
            width: 18px;
            height: 18px;
            flex-shrink: 0;
            margin-top: 1px;
            accent-color: #1F5AA6;
            cursor: pointer;
        }

        #bplnm-multistep-form .cb-label-title {
            font-size: 13px;
            font-weight: 600;
            color: #111827;
            display: block;
            margin-bottom: 3px;
        }

        #bplnm-multistep-form .cb-label-sub {
            font-size: 11px;
            color: #6B7280;
            line-height: 1.5;
        }

        #bplnm-multistep-form .btn-submit,
        #bplnm-multistep-form .btn-back {
            width: 100%;
            border-radius: 12px;
            font-family: 'Plus Jakarta Sans', sans-serif;
            cursor: pointer;
            transition: background 0.18s, transform 0.1s, border-color 0.18s, color 0.18s;
        }

        #bplnm-multistep-form .btn-submit {
            height: 52px;
            background: #1F5AA6;
            color: #fff;
            border: none;
            font-size: 16px;
            font-weight: 600;
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 8px;
            margin-top: 8px;
            text-decoration: none;
        }

        #bplnm-multistep-form .btn-submit:hover {
            background: #184A89;
        }

        #bplnm-multistep-form .btn-submit:active {
            transform: scale(0.99);
        }

        #bplnm-multistep-form .btn-submit svg {
            width: 18px;
            height: 18px;
            fill: white;
        }

        #bplnm-multistep-form .btn-submit:disabled {
            opacity: 0.75;
            cursor: not-allowed;
        }

        #bplnm-multistep-form .btn-back {
            height: 44px;
            background: none;
            border: 1.5px solid #E5E7EB;
            font-size: 14px;
            font-weight: 500;
            color: #6B7280;
            margin-top: 10px;
            display: inline-flex;
            align-items: center;
            justify-content: center;
        }

        #bplnm-multistep-form .btn-back:hover {
            border-color: #1F5AA6;
            color: #1F5AA6;
        }

        #bplnm-multistep-form .fine-print,
        #bplnm-multistep-form .legal-text {
            font-size: 10px;
            color: #9CA3AF;
            line-height: 1.7;
            margin-top: 14px;
        }

        #bplnm-multistep-form .legal-text {
            padding-top: 14px;
            border-top: 1px solid #F3F4F6;
        }

        #bplnm-multistep-form .fine-print a,
        #bplnm-multistep-form .legal-text a {
            color: #1F5AA6;
            text-decoration: none;
        }

        #bplnm-multistep-form .processing-overlay {
            display: none;
            text-align: center;
            padding: 40px 20px;
        }

        #bplnm-multistep-form .processing-overlay.active {
            display: block;
        }

        #bplnm-multistep-form .offer-steps {
            display: flex;
            flex-direction: column;
            gap: 10px;
            margin: 0 auto 20px;
            max-width: 320px;
            text-align: left;
        }

        #bplnm-multistep-form .offer-step {
            display: flex;
            align-items: center;
            gap: 10px;
            font-size: 13px;
            font-weight: 600;
            color: #9CA3AF;
            transition: color 0.4s ease;
        }

        #bplnm-multistep-form .offer-step.done { color: #16a34a; }
        #bplnm-multistep-form .offer-step.active { color: #1F5AA6; }

        #bplnm-multistep-form .step-icon {
            width: 24px;
            height: 24px;
            border-radius: 50%;
            background: #E5E7EB;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 11px;
            font-weight: 800;
            flex-shrink: 0;
            transition: background 0.4s ease, color 0.4s ease;
            color: #9CA3AF;
        }

        #bplnm-multistep-form .offer-step.done .step-icon { background: #16a34a; color: white; }
        #bplnm-multistep-form .offer-step.active .step-icon {
            background: #1F5AA6;
            color: white;
            animation: bplnm-pulse-icon 1.2s ease infinite;
        }

        @keyframes bplnm-pulse-icon {
            0%, 100% { box-shadow: 0 0 0 0 rgba(31,90,166,0.4); }
            50% { box-shadow: 0 0 0 6px rgba(31,90,166,0); }
        }

        #bplnm-multistep-form .progress-track {
            max-width: 320px;
            height: 6px;
            background: #E5E7EB;
            border-radius: 99px;
            overflow: hidden;
            margin: 0 auto 6px;
        }

        #bplnm-multistep-form .progress-fill-b {
            height: 100%;
            background: linear-gradient(90deg, #1F5AA6, #3b82f6);
            border-radius: 99px;
            width: 0%;
            transition: width 0.8s cubic-bezier(0.4, 0, 0.2, 1);
        }

        #bplnm-multistep-form .progress-pct {
            max-width: 320px;
            margin: 0 auto;
            font-size: 12px;
            color: #6B7280;
            font-weight: 600;
            text-align: right;
        }

        #bplnm-multistep-form .processing-title {
            font-size: 22px;
            font-weight: 700;
            color: #111827;
            margin-bottom: 8px;
        }

        #bplnm-multistep-form .processing-sub {
            font-size: 14px;
            color: #6B7280;
            line-height: 1.6;
            max-width: 340px;
            margin: 0 auto;
            transition: opacity 0.4s ease;
            min-height: 44px;
        }

        #bplnm-multistep-form .processing-sub.fade {
            opacity: 0;
        }

        @media (max-width: 480px) {
            #bplnm-multistep-form .field-grid {
                grid-template-columns: 1fr;
            }

            #bplnm-multistep-form .field-full {
                grid-column: span 1;
            }

            #bplnm-multistep-form .form-container {
                padding: 24px 16px 32px;
            }

            #bplnm-multistep-form .step-title {
                font-size: 20px;
            }
        }